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As a former CDLX engineer, let me tell you - the tech stack is still absolutely terrible. Part of that is driven by banks' pre-historic banking infrastructure, but most of it is because CDLX cannot for the life of them figure out how to do "product-led engineering." The company still basically doesn't have a product team, and I don't see that changing anytime soon.

Great write up though. Most of this is spot-on.

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